OUR INSURANCE ARE OUR PRODUCTS
As your Contractors Insurance Expert, we will obtain the Insurance you need at a price that you can afford in a timely manner. We are dedicated to the highest standards of service, leading to long-term and long-lasting business relationships, as well as mutual growth and success. We service new business start-ups as well as established companies. The clients we serve are diverse and range from contractors and construction companies of all kinds to transportation companies, as well as unique businesses with hard-to-place insurance needs.
Our primary goal is to surpass our clients' expectations, each and every time.
COMMERCIAL GENERAL LIABILITY FOR CONTRACTORS
General Contractors will experience a significant General Liability exposure arising from the vast number and type of tasks being completed on the project at any given time.
CONSTRUCTION BONDS FOR CONTRACTORS
A construction bond is a legal agreement in which the bonding company (surety) guarantees that a contractor will perform obligations according to the established plans and specifications of a contract.
BUILDERS RISK FOR CONTRACTORS
Ai Builders Risk Insurance Program (Contractors All Risks) covers financial loss which occurs during the construction project caused by delays such as weather, accidents and fire.
Fleet Insurance is a comprehensive program that will offer practical solutions to your business needs. If your business has multiple vehicles this program will be beneficial.
Ai Contractor Pollution Liability Insurance coverage provides protection from third party bodily injury, property damage, defence and cleanup costs as a result of any sudden, accidental or gradual pollution condition.
ERRORS & OMMISSIONS
Ai Errors and Omissions Insurance is a leading provider of Errors and Omissions Insurance, also known as Professional Liability Insurance, for a variety of Canadian businesses.
Asbestos a top exposure in Canada and there is no safe level of asbestos. Asbestos exposure can lead to deadly lung cancers including mesothelioma and asbestosis. The Ai Asbestos Contractor Liability Insurance program will protect your business from a wide range of Property Damage and Personal Injury liability exposure.
Concrete Contractors face a high liability risk due to the location and work activity associated with the pouring, refinish and removal of concrete. The Ai Concrete Contractor Liability Insurance program will protect your business from a wide range of Property Damage and Personal Injury liability exposure.
Demolition contractors utilize a number of activities to deconstruct, dismantle and demolish buildings and other man-made structures. There are countless liability risks Demolition Contractors face while completing their tasks on the job site. The Ai Demolition Insurance Program will design a coverage plan to meet your business’s individual and unique needs.
Elevator Contractors will experience a significant General Liability exposure arising from the installation and servicing operations of the equipment as these activities take place at the client's location.
Environmental Remediation Contractors remove contaminants and pollutants from land and buildings deemed unsafe to use. If the remediation is done incorrectly and there is damage to third party property the liability settlement amounts can be very large.
Excavation contractors utilize heavy machinery to prepare sites for underground construction and above ground construction in the public and private sectors. The location of Excavation activity and the machinery involved can pose high liability exposure.
Geothermal Contractors plan, install, maintain and repair geothermal piping, geothermal pumps and supporting equipment. Utilizing schematics and environmental assessments, Geothermal Contractors perform their services in remote and urban locations for residential, commercial and industrial customers.
HEATING AND COOLING
Heating and cooling equipment is installed in a variety of locations. If the location of equipment installation or maintenance is at an elevated height it can pose a high liability exposure. Employees and employers will need to ensure that they are protected from working at heights risks.
Heavy Equipment Operators operate a wide range of equipment across a wide range of industries. From snow removal to road construction, Heavy Equipment Operators perform a variety of tasks in the public and private sectors.
HIGH RISE MAINTENANCE
High-Rise Building Maintenance contractors clean, replace or restore windows, balconies and perform other building tasks. The location of the High Rise Maintenance activity and the employees working at heights can pose a high liability exposure.
Landscape Contractors create, build and maintain customized landscapes for residential and commercial customers. The insured's worksite will have increased exposure due to the operation of landscaping machinery during construction and maintenance. Issues such as incorrect backfilling, utility installation techniques and other activities may cause soil erosion causing slope deterioration and building foundation issues.
Road Repair Contractors build, resurface and repair roads, highways, sidewalks, parking lots and bridges with a variety of materials. The service is provided for the public and private sectors.
Roofing installations involve hot and cold roofing. The hot roofing process poses a high liability potential as the procedure can cause fire during or after this procedure.
Solar Contractors plan, install, maintain and repair Solar Photovoltaic Panels and supporting equipment for residential, commercial and industrial customers in the public and private sectors. There is an increased opportunity for damage or injury arising out of product installation or improper wiring.
SPRINKLER AND FIRE PROTECTION
Sprinkler and Fire Protection Installers design, fabricate, install, repair, operate, test and inspect sprinkler and fire protection systems. There are different types of Sprinkler and Fire Protection systems the installers will install including water, foam, carbon dioxide and dry chemical.
Welding Contractors design, cut, weld, braze and fabricate many types of metals through the application of heat. Welding Contractors work in many different industrial classes for residential, commercial and industrial customers in the public and private sectors. Welding and brazing can be done
Wind Contractors plan, install, maintain and repair windmill posts, windmill turbines and supporting equipment for residential, commercial and industrial customers. There is an opportunity for damage or injury arising out of the product installation and build, improper electrical wiring or improper electrical ground testing.