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Also known as Professional Liability Insurance


Do Contractors need Errors & Omission Insurance? 


General Contractors are increasingly becoming the single point of contact for both build and design aspects of construction projects.


This hybrid arrangement is opening the door to increased Professional Liability exposures when there is a service failure. Service failures can amount to large capital outflows that can seriously impact a company or lead to bankruptcy.


Contracting is highly competitive and customer expectations are at an all-time high. Customers are quick to point out acts of negligence. Even simple complaints can potentially turn into lawsuits.


What does Professional Liability cover?


Ai Professional Liability Coverage will cover you whether you are a contractor who chooses to design and build yourself, while waiving any architectural liability, or you are a contractor who hires a design firm or participates within a joint venture with a design company.


Ai Professional Liability Coverage will also extend to your company's in-house architects.


Does my General Liability policy cover E&O?


Professional Liability exposures are not covered under a contractor’s General Liability Policy.

Potential Professional Liability exposures are:

  • third-party property damage
  • third-party bodily injury
  • errors in design. 

One of Ai's key objectives is to continually protect our clients from new forms of business risk. The addition of Ai Professional Liability Coverage can provide broad protection for alleged errors and omissions in the delivery of design and construction management services.


Ai Professional Liability policy can be extended to include:

  • Personal and Advertising Liability (Including Libel and Slander)
  • Copyright Infringement
  • Sub Contractor Coverage
  • Employee Dishonesty
  • Loss of Documents

Standard Limits offered for this coverage range from $250,000 to $5 million. Higher limits are available upon request.


Contact an Ai Errors & Omissions Insurance Specialist today for a quote!










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Talk to a Contractor's Insurance Expert!


Ai Surety Bonding provides insurance programs to both general contractors and sub-contractors. As a busy professional, you have

enough on your mind without having to worry about whether you are covered for all construction related risks. At Ai Surety Bonding, we

understand the number of unique exposures you face daily, which is why we have developed tailored insurance packages that take into

account new trends in construction.



Let us help guide you through the Contractor Insurance Process.